Homeowner’s insurance is a necessary purchase for many people. It can provide peace of mind in the event of an unforeseen incident. However, it’s often seen as a confusing document that many homeowners are uncertain of. At The Morrow Insurance Agency serving Mesa, AZ, we help explain some of the most common questions regarding homeowner’s insurance.
5 Common Questions
1. What’s Typically Included In A Homeowner’s Insurance Policy?
An insurance policy for your home can often include dwelling coverage (for the house itself), personal property insurance, liability, and additional living expenses.
2. Is An Inspection Required Before I Get Home Insurance?
Sometimes an inspection is asked before purchasing home insurance to assess the property. This allows for more accurate calculations of a policy.
3. Is Insurance For Your Home Required?
Mortgage lenders in Mesa, Arizona, and surrounding areas will require you to have insurance on your property. The reason for homeowner’s insurance is straightforward – the cost to rebuild or repair a home can be costly. So you have the protection and peace of mind you deserve in exchange for a premium.
4. How Often Should I Review My Home Insurance Policy?
Typically, policies last for one year, and you’ll be sent a document with renewal information. This time is when it’s good to take a look at your home insurance needs and consult with our agents if you need to make changes or have questions.
5. Why Should I Consult With An Insurance Expert?
Understanding how much insurance you need for your home can quickly get overwhelming. That’s why it’s crucial to rely on a professional who has the industry experience and can guide you in the right direction.
If you are looking to get an estimate for home insurance, we’re honored you’ve considered The Morrow Insurance Agency. Call today for more information!
