RV ownership can enhance your life in many ways. People use their RV to travel, see the country, or for convenience and affordable living arrangements. To get the most out of RV ownership, you need to ensure your vehicle is adequately protected. Here at The Morrow Insurance Agency, serving Mesa, AZ, and the surrounding areas, we can help you find the right policy for your needs. Let’s learn more about RV insurance.
Do I Need RV Insurance?
Your RV is a vehicle that will be driven on the road. Any vehicle driven on the road must have adequate insurance coverage. RV insurance is put in place to protect you and the other drivers. Without proper insurance, you could find yourself liable for hefty financial expenses. Even if you have a one-vehicle accident that only causes damage to your RV, you’re still left with the cost of repairs or replacement of the vehicle.
What Happens Without Coverage?
If you have an accident involving your RV and other drivers, and you don’t have insurance, you can face many negative consequences, both financial and legal. You will be held legally liable for the expenses of the other parties’ injuries and property damage if the vehicle was your fault. You can also face fines and other legal consequences for driving an uninsured vehicle. However, all of these problems can be avoided when you have proper coverage in place.
Is Regular Auto Insurance Enough?
It is best to get an RV insurance policy suited to your particular vehicle. A regular auto policy may not provide certain types of coverage you need.
If you’re interested in purchasing RV insurance, please contact us today at The Morrow Insurance Agency, serving Mesa, AZ, and the surrounding areas.
