When you ride a motorcycle, you face a lot of risks. Some of these are financial risks you could face due to an accident. It’s vital that you always have motorcycle insurance for your own protection. It’s also important to have because the state of Arizona requires it. Riding without insurance can result in legal trouble and stiff fines. For these reasons, letting your bike go uninsured is never a good idea. Call us at The Morrow Insurance Agency in Mesa, AZ, to get started on a motorcycle policy.
Liability Coverage
Some of the most important and state-mandated coverage you need in your policy are two forms of liability coverage. These policies protect you in different ways after you’ve had an accident. When you get your policy, it’s required to have bodily injury liability coverage and property damage liability coverage. One pays for the medical bills that someone has after getting into an accident with you. The other pays for the damage to their vehicle or other property like landscaping. Both of these are needed for your financial protection if you’re judged to have caused an accident.
Other Motorcycle Coverage
You need collision coverage if you want financial protection for your bike’s damage after an accident. This is a type that pays for the repairs or bike replacement you’ll need after you’ve been in an accident judged to be your fault. There’s comprehensive coverage if you want protection for your bike when it isn’t being driven. Plenty can happen to it when it’s parked, and you need to be prepared.
Get Motorcycle Insurance
If your ride isn’t covered yet, it’s time to kick into gear. When you need coverage, call The Morrow Insurance Agency in Mesa, AZ, to learn more.
