Category: Classic Car Insurance

When it comes to classic car insurance, you probably have several inquiries, and discussing these with an agent can help you find answers before deciding on a policy. If you’re located in the Mesa, AZ, area, The Morrow Insurance Agency is here to ease your quest of acquiring the proper coverage. Whether you’re entirely new to classic vehicles, have recently moved to the area, or have different circumstances to contemplate, here are some of the most significant questions to pose to your agent when procuring your policy.

• How frequently should I update my insurance?
• How does classic car coverage differ from a standard auto policy?
• Which policy caters to my specific needs?
• How can I identify if additional coverage is needed?
• Who can I approach with questions?

We can address those concerns and more, coupled with providing quotes from multiple insurers. We’ll help you decide the most suitable one for your unique car and the manner in which you use it. People’s usage of their classic cars varies—some store theirs continuously, while others drive them. You might showcase your car at events, or perhaps you’re halfway through restoring it. How you utilize and preserve it will influence what type of policy fits your lifestyle, signifying why collaborating with an agent can simplify the entire process and make it substantially more convenient.

Contact The Morrow Insurance Agency if you’re in the Mesa, AZ, area and looking for a classic car insurance policy. Whether you desire a brand-new policy on a newly acquired vehicle, need to update a current one, or are considering changing carriers or coverage options, we can furnish you with the information to make an informed decision about your current and future policy requirements.

The Morrow Insurance Agency provides the insurance services that the Mesa, AZ community relies on. We can help you determine the right classic car policy for your needs. Contact our office today to find out the options that are available to protect your classic car.

Specialized Policies for Classic Cars

When you own a classic car, it’s more than just a vehicle for transportation. These vehicles often represent a sizable investment, and require specialized policies that are designed to protect classic cars. A typical auto policy is not appropriate for your classic car. You’ll need to obtain a dedicated classic car policy.

There are a few considerations to make when selecting your policy. For instance, how often do you drive it, and where is it stored? The answers to these two questions will help your local insurance agent better understand your coverage needs. For example, if you drive your vehicle to and from classic car shows only and store it off-site in a temperature-controlled storage unit, your needs will be different from those of someone who drives their classic car every weekend and stores it at home. The more information your agent has, the better equipped they will be to present information on appropriate policy options.

Contact us today to learn more!

If you own a classic car and live in the greater Mesa, AZ area, you can turn to The Morrow Insurance Agency for the classic car policy that’s right for your vehicle. Give us a call today or stop by our office to learn more about the policy options that are available in our area. We look forward to hearing from you soon! 

Maybe you have an antique or collector’s car in Mesa, AZ that you want to insure. Your car is an extension of who you are as a person, so getting the right coverage is a big deal. Just as you put special care into keeping your car in pristine condition, you want a policy that dots every "i" and crosses every "t" without breaking the bank. The professionals at The Morrow Insurance Agency have put together this list of frequently asked questions to help you get started.

Classic Car Insurance FAQs

1. What Types of Cars Does Classic Car Insurance Cover?

Your agent can help you find a policy that includes your vehicle in its definition of classic cars. Here are some of the most common vehicles covered by classic car insurance:

• Antiques
• Classic cars, trucks, and military vehicles
• Exotics
• Military vehicles
• Modified vehicles, like hot rods, tuners, and lowriders
• Motorcycles and scooters
• Retired commercial vehicles, like fire trucks
• Classic tractors
• Muscle and race cars
• Kit cars and restorations in progress

2. How Much Can I Use My Antique Car Without Losing Insurance?

You cannot use your classic car for everyday use. Each policy is unique, so make sure you understand the mileage limits. In some cases, you’ll need to provide proof that your car remained garaged for a certain length of time, for example.

3. What Types of Coverage Does Classic Car Insurance Include?

Typically, minimum coverage includes liability insurance for any damage or injuries you may cause to others. Make sure to consider collision and comprehensive coverage for your classic car. This will cover theft, vandalism, and weather-related damage, among other possible incidents listed in the policy. Uninsured/underinsured motorist insurance has you covered if someone with low or no coverage hits your antique car. All these coverage options will give you peace of mind when driving or storing your classic car, truck, tractor, or another vehicle.

4. Do I Need Roadside Assistance?

Getting roadside assistance ensures that you can have your antique car repaired or towed if you break down en route to the next car show. This can save you hundreds or thousands of dollars in an emergency.

5. Which Insurance Carrier Has the Best Coverage for Me?

Contact the experienced agents at the Morrow Insurance Agency to discuss the insurance policies that would work best for your classic vehicle. We would be happy to find the right policy for your needs as you drive your antique sports car or pre-1980s truck around Mesa, AZ and beyond. Contact us today to set up an appointment for an accurate quote.