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5253 E Brown Road, Suite 105
Mesa, AZ 85205

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Arizona Insurance Blog

Motorhome Mechanical Upgrades That Require More Insurance Coverage

Mechanical parts that your motorhome requires to operate correctly should be checked regularly. In addition to routine maintenance, you should seek adequate insurance coverage for your motorhome.

Mechanical Systems

Familiarize yourself with the mechanical components that make up the motor and other operating systems. Mechanical failures can occur when driving your RV or operating the windows, lights, air conditioning, heating system, or radio.

Being familiar with your vehicle’s mechanical systems can be useful if you ever need to stop and fix a problem out on the road.

Insurance Guidelines

Review the cost of various mechanical parts that your motorhome requires. Expensive motor and suspension parts should be covered by your existing motorhome insurance policy, but coverage for the mechanical components is optional.

If you are undecided about which parts to add to your insurance plan, schedule a formal inspection of your vehicle. During this time, the person conducting the inspection can determine which parts are most susceptible to damage or theft.

Once you are familiar with the risks involved, you will be able to make a decision about which mechanical parts to add to your insurance policy.

Security Measures

Take measures to protect the mechanical parts. Park your motorhome in a garage or under a secure overhang. This will ensure that your vehicle stays dry.

If you need to park your vehicle in a public area, consider purchasing some security devices to prevent theft. Surveillance equipment, locks, and other security devices will protect your vehicle when it is not occupied.

Assistance

Reach out to an agent of The Morrow Insurance Agency. One of our agents, who serves Mesa, AZ, will update your recreational insurance policy when convenient.

Is it a good idea to have a motorhome insurance plan in Arizona?

If you are in the Mesa, AZ area, you may find that owning a motor home is a good idea. When you are a motor home owner, it can offer you a fun way to tour the state and country and offer a place to sleep when you are not on the road. Along with the purchase of a motor home, you also need to think about insurance. It is a good idea to have this coverage for a range of reasons. 

Protect Your Motor Home

A reason that you should keep a motor home insurance plan in place is so you can protect the asset. If you choose to buy a motor home, you will soon find that it is a very big investment. To ensure your investment is secured, you will want to have insurance for it. This will give support if the motor home is damaged or stolen.

Reduce Liability Concerns

It is also a good idea to have motor home insurance to reduce your liability risks. There are several risks that go along with operating a motor home, including the risk you could cause an accident. When you are insured, you will have financial support to cover the claims. This will also ensure you are in good standing with state law regarding insurance needs. 

Reach Out To Us

If you are going to buy a motor home in the Mesa, AZ area, you will want to be assured that you get it properly insured. As you are looking for this coverage here, it can be a great idea to call our professionals with The Morrow Insurance Agency. When you call our team with The Morrow Insurance Agency, you will get all the guidance that you need to build a quality policy that protects your motor home. 

Tips for taking your motorhome to a national park

The Morrow Insurance Agency has served the Mesa, AZ community with its insurance needs, including coverage for motorhomes. We are here to assist with all your queries. Are you planning a trip to a national park? If so, there are some things you should be aware of before you take your motorhome.

Here are some tips for making the most of your visit:

1. Make sure that your motorhome is equipped with everything you need. This includes items like cookware and bedding, as well as any supplies or equipment that might be required for activities in the park. For example, if you plan to do any hiking or biking in the park, make sure that your motorhome has space for a bike rack or other type of transport.

2. Find out about any special rules or restrictions that may apply in the park where you’re traveling. Some parks allow campfires while others don’t, for example.

3. Research where you can stay in the park and when you should make your reservations. Most parks have designated campsites that fill up quickly during high season, so it’s important to be prepared with a backup plan if necessary. Be sure to do this well in advance of your trip to ensure that you get the best possible accommodations.

4. Pack light, but pack wisely! Make sure that you bring only the things you’ll truly need on your trip – keep in mind that anything extra will just add extra weight to your motorhome and could be difficult to transport from place to place within the park. But also remember not to skimp on essentials like food and water supplies or other items that you might need in an emergency.

Get Coverage For Your Motorhome Today

For more tips on taking your motorhome to a national park, give us at The Morrow Insurance Agency a call today. We proudly serve the Mesa, AZ area.