Owning a condo can be a beautiful and exciting adventure in Mesa, AZ. While there are various aspects of your condo that may be covered by HOA fees and more, it’s important that you have the necessary coverage for your own financial protection, too. At The Morrow Insurance Agency, we can ensure that you have condo insurance that is built specifically to protect you and your condo.
What Condo Insurance Protects
Your condo association has insurance that protects the building. However, your condo is inside that building. As such, it can get confusing as to what is and isn’t your responsibility.
Condo insurance is a necessity to protect what actually belongs to you – the walls, ceilings, and floors of your unit.
Additionally, your policy will also protect everything that’s inside of it, including furniture and other personal belongings. It will also provide coverage for living expenses in the event that your condo becomes unlivable for a time period following a catastrophic event, such as a fire or flood.
What’s the Right Amount of Coverage?
It can be difficult to figure out just how much coverage is enough in Mesa, AZ. You want enough that you don’t have to spend a fortune if you have to file a claim. However, you also don’t want so much coverage that you’re spending more than what’s necessary.
This is where it is critical to work with an experienced insurance agent. One of our agents can talk to you about the value of your condo and everything in it. We can also look at past problems that have occurred in the area so that you can be fully covered for anything that could (and might) happen.
Make the call to talk to us at The Morrow Insurance Agency today. We’ll customize a quote and search for an affordable premium that fits within your budget.
