If you park your car most of the time, it is unlikely that you will be making a claim on your car insurance. If you rarely use it, you may want to consider taking out a policy that protects you if your car is a write-off. For consultation in the greater Mesa, AZ community, talk to The Morrow Insurance Agency.
Do I Need To Insure My Car If I Don’t Drive It Often?
If you are a safe driver, you may not need to insure your car. If you don’t have the money for repairs or the deductible costs too much, then you’ll be stuck paying out of pocket.
Some people choose not to insure their cars because they have a good driving record and have already paid their insurance premiums. If you park your car in your garage and never drive it, then insuring it might be a waste of money.
If you have a car that sits in your driveway most of the time, you don’t need to worry about car insurance. If your car is parked in a garage most of the time, you may not need to purchase car insurance.
Most people think that they need to keep their car insured, even if they don’t drive it very often. For example, if you have a classic car with a value of less than $3,000 and don’t drive it very often, then it might not make sense to keep comprehensive car insurance on it.
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You need the right insurance even if your car isn’t being used frequently. Your car may be damaged by weather, vandalism, or mechanical problems. If you don’t drive your car often, you may want to consider adding a rider to your policy that will cover you in case you sell the car. For advice, talk to the team at The Morrow Insurance Agency in Mesa, AZ.
