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The Morrow Insurance Agency

5253 E Brown Road, Suite 105
Mesa, AZ 85205

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Arizona Insurance Blog

Motorhome Mechanical Upgrades That Require More Insurance Coverage

Mechanical parts that your motorhome requires to operate correctly should be checked regularly. In addition to routine maintenance, you should seek adequate insurance coverage for your motorhome.

Mechanical Systems

Familiarize yourself with the mechanical components that make up the motor and other operating systems. Mechanical failures can occur when driving your RV or operating the windows, lights, air conditioning, heating system, or radio.

Being familiar with your vehicle’s mechanical systems can be useful if you ever need to stop and fix a problem out on the road.

Insurance Guidelines

Review the cost of various mechanical parts that your motorhome requires. Expensive motor and suspension parts should be covered by your existing motorhome insurance policy, but coverage for the mechanical components is optional.

If you are undecided about which parts to add to your insurance plan, schedule a formal inspection of your vehicle. During this time, the person conducting the inspection can determine which parts are most susceptible to damage or theft.

Once you are familiar with the risks involved, you will be able to make a decision about which mechanical parts to add to your insurance policy.

Security Measures

Take measures to protect the mechanical parts. Park your motorhome in a garage or under a secure overhang. This will ensure that your vehicle stays dry.

If you need to park your vehicle in a public area, consider purchasing some security devices to prevent theft. Surveillance equipment, locks, and other security devices will protect your vehicle when it is not occupied.

Assistance

Reach out to an agent of The Morrow Insurance Agency. One of our agents, who serves Mesa, AZ, will update your recreational insurance policy when convenient.